See every naira. File every tax.
Upload statements or link your bank — AI categorizes every transaction and flags what’s off. Then see your P&L, your ratios, and exactly which tax to pay — and where to remit it.
Open-source · MIT licensed · Self-host with one command
Overview
- Payroll51%₦1,850,000.00
- Office rent18%₦650,000.00
- Cloud & software17%₦603,000.00
- Other14%₦511,800.00
| Select | Src | Description | |||
|---|---|---|---|---|---|
| 18 Jul | Payroll — July | −₦1,850,000.00 | |||
| 18 Jul | Workshop facilitation — DataCamp Lagos | +₦800,000.00 | |||
| 16 Jul | Team lunch — sprint close | −₦85,000.00 | |||
| 15 Jul | Consulting — BlueRidge Capital | +₦1,585,200.00 | |||
| 14 Jul | Equipment repair — office AC | −₦95,300.00 |
Reads statements and exports from the banks and tools Nigerian businesses already use
- Paystack
- Kuda
- Moniepoint
- PiggyVest
- Helium Health
- Buycoins
One ledger. Three superpowers.
Statements → intelligence
Upload or link. AI categorizes every transaction and flags what doesn’t belong.
Explore importsCompany financials
Balance sheet to ratio grid — liquidity, solvency and profitability with formula traces.
Explore ratiosTaxes — calculate and file
VAT, PIT and CIT from your ledger; filing-ready documents for FIRS and LIRS.
Open tax centerEvery statement, one pipeline
Drop CSVs, PDFs, even photographed receipts — or link GTBank, Access, Zenith and 100+ banks through Mono’s secure widget. Everything lands in one staged review before it touches your ledger, so nothing imports behind your back.
214 transactions found
209 ready · 5 possible duplicates flagged
AI that categorizes — and flags what’s off
Every transaction gets a category, marked ✨ until you confirm it. Anomaly rules catch outsized payments, category spikes and double-billing — and each flag shows the math behind it.
From balance sheet to boardroom answers
Map statements to a canonical line-item model and get 22 ratios and metrics across liquidity, solvency, profitability, efficiency and cash flow. Every figure is traceable to its source lines, with benchmark bands for context.
PIT, CIT and VAT — computed, not guessed
Tax rules ship as data: rates, bands and deadlines for FIRS and every State IRS. Expendit computes what you owe from your actual ledger, then prints the remittance sheet that names the authority, the amount and the payment channel.
Exports your accountant will actually open
Monthly summaries, cash-movement reports and category deep-dives as PDF or CSV — plus full financial statements. Generate on demand; regenerate any time.
- Monthly summary2026-06pdfNEW
Explore the live demo
This is demo dataHow it works
- 1
Import your statements
Connect your bank through Mono or drop in CSVs and PDFs — every line is parsed and staged for review.
- 2
See where money goes
Overview turns the ledger into cash flow, category breakdowns and anomaly flags as transactions land.
- 3
File with confidence
The tax center computes PIT, CIT and VAT — every figure traceable down to its transactions.
AI that shows its work
Categorization and anomaly detection run on disclosed providers — listed here, not buried. ✨ marks every AI suggestion until a human confirms it. Nothing files itself.
Security & privacy, in plain language
Encrypted
At rest and in transit. Bank links are read-only via Mono.
Retention you control
Statements and artifacts have TTLs; exports are yours.
Delete-all rights
Export everything, then purge with typed confirmation.
For developers — come build the hard parts
Go/Gin API · Next.js web · Mongo/Postgres/Redis
Problems worth your weekend
- A rules-as-data tax engine — changing a threshold is a docs PR, not a deploy
- Statement parsers that survive messy bank CSVs and scanned PDFs
- Anomaly math: trailing medians, z-scores and duplicate detection
- Canonical line-item mapping with a ±1% identity cross-check
Self-host: your books never leave your building
self-host
git clone https://github.com/cuesoftinc/expenditcd expendit && docker compose up --build -dCompose ships MongoDB + Redis — the Helm chart expects reachable instances (MONGODB_URL, REDIS_URL).
Built for firms and accountants who can’t ship financial data to someone else’s cloud. One command brings up the API, web app, Mongo and Redis — bring your own Groq or Gemini key, or run without AI entirely.
Cloud or self-host — same product
| Feature | Cloud | Self-host |
|---|---|---|
| AI categorization | ||
| Bank linking (Mono) | Bring your keys | |
| Tax filing documents | ||
| Managed backups & SLA | ||
| Your infrastructure | ||
| Price | Announced at GA | Free forever |
Questions, answered
Your numbers are ready to talk.
Start in the sandbox today — free forever if you self-host.